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Getting to Know Gateway Retirement Solutions

Meet Your Partners in Planning


Aaron Milne Photo Aaron Milne Hover Photo
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Aaron Milne

Financial Advisor, CFP®, EA

Aaron Milne

Financial Advisor, CFP®, EA


Aaron has worked in the financial services industry since 2007 and recently joined the Gateway Retirement Solutions team in 2019. The focus of Aaron’s business is working with high-net-worth individuals and business owners, taking a holistic approach to their financial goals. Aaron is skilled in the coordination of complex tax strategies associated with estate planning, asset management, business continuity and employee benefits. 

A graduate of Southern New Hampshire University, Aaron earned his master’s degree in finance with a concentration in securities and derivatives. A lifelong learner, Aaron holds FINRA series 6, 7, 63 and 65 securities registrations, a life and health insurance license, an Enrolled Agent (EA) tax certification and is a CERTIFIED FINANCIAL PLANNER™ Professional.

Carl LeBlanc Photo Carl LeBlanc Hover Photo
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Carl LeBlanc

Insurance Agent

Carl LeBlanc

REGISTERED REPRESENTATIVE AND INSURANCE AGENT


Carl enjoys helping his clients achieve their goals with customized plans that can adapt to changes as they walk through different phases of life. Carl is the Manager for Gateway Retirement Solutions’ North Carolina office, and has been in the industry for nearly 9 years. Prior to joining Gateway Retirement Solutions in 2019, he worked with New York Life Insurance Company. Carl holds his Life and Health Insurance Licenses and his FINRA series 6 and 63 licenses.

Carl is the father to four children and enjoys working on their small farm.

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David Godfrey

Insurance Agent

David W. Godfrey

Unit Sales Manager

Registered Representative and Insurance Agent


Growing up next door to his grandparents, David saw first-hand how important planning can be. There was no advisor that came out and helped them decide what Medicare and insurance plans were the best for them, nor how to invest their retirement. It was seeing them struggle with making decisions neither one was trained or knowledgeable in that started the fire that still burns today.

David takes a very holistic approach when it comes to working with clients and prospective clients. Education is key. Upon first meeting potential clients, David will ask quite a few questions to get to know the person and their situation. Afterward, he will take some time to digest the information and create a unique plan that is designed for them and them alone, utilizing all aspects of their retirement or life’s situation. David prides himself in walking with the clients that he serves through every bit of planning they do together, start to finish.

David joined Gateway Retirement Solutions in 2016 after leaving a successful career at Bankers Life from 2005-2016 as a Unit Sales Supervisor and Financial Advisor. With the insurance and financial industry evolving, he knew to be able to give his clients the best available for them and their situation, he needed to evolve with it.

The son of two United States Marine Corps veterans, putting anything less than 110% into something is not an option. This mantra resonates in his personal life as well as professional. David was raised in Philadelphia where he grew up going to school and working from the age of 12. Working two jobs through high school and college enabled him to graduate from the Community College of Philadelphia with his A.A. in Business in 2004 without the burden of student loans.

In 2004 David took the advice of a close friend to move to Maine to live and work teaching international and domestic teens how to rock climb and rappel. It was here that he met Erin, who is now his wife of 14 years. 

An avid outdoorsman, you will find David in the woods any chance he gets, whether its camping, hunting or hiking with his family. David and Erin live in Androscoggin County with their two children, Gavin and Charlotte, where he is active in his community, willing to help anyone he can.

David holds his life and health insurance licenses in Maine, New Hampshire, Vermont, North Carolina, South Carolina, Alabama and Indiana. He also holds his FINRA Series 6 & 63 Securities Licenses and his Certification in Long Term Care as a Lifetime Member.

David is the Vice President of the St. Dominic Academy Booster Club, a member of the Kennebec Valley Chamber of Commerce, Financial Services Institute, Ancient Free and Accepted Masons of Maine – Keystone Lodge, and the Scottish Right Masons – Androscoggin Valley.

Jared Parr Photo Jared Parr Hover Photo
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Jared Parr

Insurance Agent

Jared Parr

REGISTERED REPRESENTATIVE and INSURANCE AGENT


Financial security is often a major concern in our lives. Jared’s mission is to develop a long-standing relationship with his clients and their families through a discovery process that begins the moment he meets them and continues throughout their lifetime. Through this process, Jared will get to know his clients’ needs and goals, and remain ready to adapt their plan through life's many changes. His commitment to ongoing education will empowers his clients with tailored financial solutions designed to protect what's important to them, their loved ones, and the successful life they’ve built.

Jared specializes in personal planning Medicare, Social Security planning, special needs planning, retirement planning, long-term care Insurance, life/health and disability income insurance, investment products & services*, business planning, business succession planning, executive benefits, company retirement plans, employee key person insurance plans and financial analysis.

Jared was raised in Upstate New York, 3rd oldest of 8. His father was a Presbyterian minister and his mother ‘was a saint’. Jared moved to New Hampshire and has been a resident for the last 30 years. He has 3 children and 4 grandchildren. In his spare time, he enjoys hiking, cycling, cooking, reading about the frontier of space and spending time with family. Jared is a Licensed Insurance Agent and Registered Representative in NH & ME.

Jared has been in the insurance industry for over 11 years now, joining Gateway Retirement Solutions in 2016. Prior to being in the insurance industry, he had a career in engineering.

Matthew Herman Photo Matthew Herman Hover Photo
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Matthew Herman

Managing Partner and Financial Advisor

Matthew Herman, Managing Partner and Financial Advisor

Phone: 603-509-2981

Fax: 603-842-4943

Mobile Phone: 603-781-3097

E-mail: MHerman@lincolninvestment.com


Matt is a financial advisor and founding partner of Gateway Retirement Solutions. He has over 17 years of experience in the financial services industry and uses a comprehensive approach when helping his clients navigate into and through their retirement years. He takes pride in his ability to understand his clients values so he can better meet their unique needs. Once he has completed a comprehensive needs analysis, Matt will design a personalized retirement plan and present recommendations to help his clients meet their goals. 

A graduate of Franklin Pierce University, Matt earned his bachelor’s degree in marketing and finance and became a financial advisor in 2003 with Prudential Financial. He spent two years with Prudential as an advisor before accepting a management role with Bankers Life. There, he worked as a financial advisor and sales manager for 10 years. In 2015, Matt and his business partner, Wes Labelle, founded Gateway Retirement Solutions with the vision of creating a firm that put client's needs first. By implementing an independent model, Gateway Retirement Solutions Advisors are able to use the most appropriate and affordable insurance solutions available for their clients. 

Matt lives in Eliot, Maine with his wife, Meaghan, and their three children. When not serving his clients he enjoys golfing, boating, snow skiing and spending time with his family. 

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Michael Clemence Photo Michael Clemence Hover Photo
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Michael Clemence

Financial Advisor

Michael Clemence, Financial Advisor

Phone: 603-509-2981

Fax: 603-842-4943

Mobile Phone: 603-507-0403

E-mail: Mclemence@LincolnInvestment.com

Nancy Russman Photo Nancy Russman Hover Photo
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Nancy Russman

Financial Advisor

Nancy Russman

Financial Advisor and Licensed Insurance Agent


Nancy is a Financial Advisor in Maine and New HampshireShe joined Gateway Retirement Solutions in 2018, after 13 years of managing finances for a law firm. Nancy specializes in helping families and individuals plan for their financial future, particularly following a hardship or loss such as death or divorce after which a comprehensive needs analysis and complete re-working of a financial plan is often necessary. 

Nancy was born and raised in London, England, and moved to the U.S in 2004. She has 2 children and resides in New Castle, New Hampshire. When not serving her clients, she enjoys spending time with her family, traveling abroad and connecting to her love of music, through playing piano.

Todd Perkins Photo Todd Perkins Hover Photo
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Todd Perkins

Insurance Agent

Todd Perkins

Registered Representative and Insurance Agent


Todd started in the financial services industry over 22 years ago to help individuals meet their personal retirement and financial goals. Todd does this by meeting with clients and finding out what they want to accomplish, whether it is leaving a legacy behind for their loved ones or their favorite charity. Todd also adds insurance protection in place for client’s health and life needs.  He creates investment portfolios to meet their financial goals, while also putting clients minds at easy with insurance protection.

Todd was born and raised in Maine from a working-class family.  Graduating from the University of Maine in 1992 with a B.S degree in Business Marketing, he then began his career in Financial Services in 1997. After a 19-year career with another insurance company, Todd joined Gateway Retirement Solutions in 2016. He choose to make this career move as Gateway provided his clients with the best products and services for his client’s needs, aligning with his goals to provide his clients with the best products possible so they can live their best life in their retirement years. 

Todd makes a promise to himself that he will treat his clients like he would want my family treated. Todd calls Wayne, Maine home. He lives live on Androscoggin Lake with his wife and youngest son, and golden doodle Andro. Their three older children have graduated from college and are making their own way in the world. 

Todd enjoys hunting, fishing, waterskiing, wake surfing, playing volleyball, traveling and hanging out with friends and family. 

Todd has his Life and Health insurance licenses in the states of Maine, New Hampshire, Pennsylvania, and Massachusetts, as well as his FINRA series 6 and 63 securities licenses. 

Todd is a Mason affiliated with the Lafayette Lodge in Readfield and a member of the Kora Shrine. 

He has served his community as a soccer coach.

Wesley Labelle Photo Wesley Labelle Hover Photo
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Wesley Labelle

Managing Partner and Financial Advisor

Wesley Labelle

Managing Partner

Financial Advisor and Licensed Insurance Agent



Wes is a Financial Advisor and founding partner of Gateway Retirement Solutions. He has nearly 20 years of experience in the financial services industry. Wes uses a holistic approach when helping his clients plan and navigate their retirement. Wes strives to always listen to and understand his client’s needs goals before making any recommendations or retirement plan, which he custom designs in order to make their goals a reality. 

Wes graduated from the Whittemore School of Business (now known as the Peter T Paul College of Business) at the University of New Hampshire in 2001.  He first entered the financial world at Banker’s Life as an intern where he fell in love with the industry and helping people. He then progressed his career with positions at Liberty Mutual and Prudential Financial as a Financial Advisor and then circled back to Banker’s Life in 2005 and remained a training manager and Financial Advisor there until 2015.  

In 2015, Wes and his business partner Matthew Herman founded Gateway Retirement Solutions with the vision of creating a firm that put client's needs first.  By implementing an independent model, Gateway Retirement Solutions Advisors are able to use the most appropriate and affordable insurance solutions available for their clients. 

Wes lives in Barrington, New Hampshire with his Fiancé, Kyla, and his son.  When not serving his clients he enjoys golfing, boating, wake surfing, hiking and spending time with his family.